Our Services (a.k.a. The 10 Deliverables)

We call Services, Deliverables. What’s the difference? A Deliverable is defined as any item that we have determined necessary to the success of a project. In support of your “project” – reaching your goals, for the reasons that are important to you – we have ten items we consistently deliver to our Ideal Clients:

1. Annual Update of Your Financial Road Map®
A complete and thorough annual update of your Financial Road Map®, with the focus on your values and goals and benchmarking your progress. The Annual Update also includes an updated “Capital Projection,” written plans for cash reserves, a review of the status of each individual financial asset and goal, your estate legacy, and a listing of all insurance contracts.

2. Greatest Probability Strategy™ (Your “GPS”)
Each time we meet, a straightforward, chronological list of simple action steps is provided to implement your financial plan which will create the greatest probability that you will stay on track in order to accomplish your long term goals.

3. Progress Reports
Every four months we will give you a simple, one-page summary of your assets under our management. This report is designed to show your progress benchmarked against your financial goals.

4. Wealth Management
Our team will ascertain and analyze how your assets are allocated, and give you advice on how to best position them to create the highest likelihood of achieving your goals. We will help provide the “big picture” about your financial situation, with a strategy going forward.

5. Income Tax Planning
During the last two months of each year, our team will review a written income tax projection for the current calendar year to identify tax planning opportunities.

6. Income Tax Preparation
Our team will review your basic state and federal income tax returns.

7. Estate Planning
Our team will review and update your estate plan annually, with a significant, highly focused, review every five years. The two objectives are to establish a plan for your money to make it to the next generation and beyond and, secondly, to create a structure that will bring your heirs closer together, avoiding conflicts about the money after your demise.

8. Goal Accomplishments
We will contact you in advance of your target goal date, with the plan to fund each of your goals. Our team proactively tracks your progress towards your goal dates, and develops a detailed strategy for accomplishing each one. It’s the accomplishment of your goals that is the evidence that you’ve made smart choices about your money so you can experience what’s most important to you.

9. Cash and Debt Management
Our team will estimate the cash reserves you need and how to establish and maintain those required cash reserves. We will also give specific advice on how to reduce and/or eliminate your debts according to a time-line that makes sense.

10. Financial Plan Safety
Our team will assess any threats we see to your plan, and will consider strategies that should increase the overall safety of your plan. In addition, we will evaluate your insurance needs, and recommend the right kinds of amounts of insurance you should have.